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RESP

RESP Transfer & Beneficiary Changes

Easily Transfer RESP Funds to Another Beneficiary

If your original RESP beneficiary decides not to pursue education, we offer:

🔄 Beneficiary Transfers: Move funds to another child.
🔄 Plan Conversions: Transfer RESP savings to an RRSP or RDSP.
🔄 Refund of Contributions: Withdraw your savings under specific conditions.

We help you navigate RESP rules to avoid unnecessary penalties.

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RESP Account Setup & Enrollment icon

RESP Account Setup & Enrollment

Start saving for your child’s education with a hassle-free RESP account. We guide you in choosing the best plan to maximize savings and government benefits.

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Government Grants & Incentives icon

Government Grants & Incentives

Take advantage of CESG, CLB, and provincial grants to boost your RESP savings. Get expert assistance in securing free government contributions for your child’s education.

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RESP Investment Options

Choose from diverse RESP investment options, including mutual funds, GICs, and stocks. We help you build a customized plan for tax-efficient growth.

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Tax-Deferred Growth

Benefit from tax-free growth on RESP contributions, allowing your savings to compound efficiently until your child is ready for higher education.

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Flexible Withdrawal Options

Easily access RESP funds through Education Assistance Payments (EAPs) and capital withdrawals, ensuring your child has financial support for tuition and living costs.

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RESP Maximization Strategies icon

RESP Maximization Strategies

Our expert advisors help you maximize RESP benefits with strategic contributions, government incentives, and smart investment planning.

Speak with a Certified PolicyCraft Advisor

Confused about which insurance plan to choose? Let our experts simplify it for you!
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