RESP

Flexible Withdrawal Options

Easily Access RESP Funds for Education Costs

When your child enrolls in a post-secondary program, they can start withdrawing RESP funds through:

📚 Education Assistance Payments (EAPs): Covers tuition, books, and living expenses.
💳 Capital Withdrawals: Access your original contributions tax-free.
🚀 Flexible Fund Use: Money can be used for universities, colleges, and trade schools.

If your child chooses not to pursue higher education, we offer strategies to reallocate or withdraw funds without heavy penalties.

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