Your Trusted Partner in Protection – Policycraft Insurance Canada

Term Life Insurance

Get cost-effective term life insurance with coverage for 10, 20, or 30 years. Secure your family's financial future with Policy Craft Insurance.

Wealth Transfer Planning

Ensure a smooth, tax-efficient transfer of your assets to the next generation with life insurance. Protect your wealth and maximize inheritance for your loved ones.

RESP Account Setup & Enrollment

Start saving for your child’s education with a hassle-free RESP account. We guide you in choosing the best plan to maximize savings and government benefits.

Emergency Medical Coverage

Get financial protection for unexpected medical issues with Super Visa Insurance. Covers emergency treatments, hospital stays, and urgent care services.

Government Grants & Incentives

Take advantage of CESG, CLB, and provincial grants to boost your RESP savings. Get expert assistance in securing free government contributions for your child’s education.

Whole Life Insurance

Enjoy lifelong protection and cash value accumulation with whole life insurance. A secure financial future starts with Policy Craft Insurance.

Tax-Efficient Inheritance Planning

Reduce estate taxes and maximize the inheritance your loved ones receive with smart life insurance strategies. Secure their financial future today.

Hospitalization Coverage

Our Super Visa Insurance covers hospital stays, nursing care, and ICU expenses, ensuring financial security during medical emergencies in Canada.

Doctor & Specialist Visits

Covers consultation fees for general practitioners and specialists, providing access to necessary medical assessments for visiting parents and grandparents.

Universal Life Insurance

Secure your future with universal life insurance, offering flexible premiums and investment options. Grow wealth while ensuring protection.

RESP Investment Options

Choose from diverse RESP investment options, including mutual funds, GICs, and stocks. We help you build a customized plan for tax-efficient growth.

Business Succession Planning

Ensure a smooth business transition with buy-sell agreements and life insurance. Protect your company and maintain stability for your successors.

Prescription Medication Coverage

Covers the cost of prescribed medicines due to illness or injury, ensuring visitors receive the medications they need while in Canada.

Charitable Giving & Legacy Planning

Support your favorite causes through charitable donations with life insurance. Maximize your legacy and contribute to a better future.

Tax-Deferred Growth

Benefit from tax-free growth on RESP contributions, allowing your savings to compound efficiently until your child is ready for higher education.

Critical Illness Insurance

Get a lump sum payout if diagnosed with a serious illness like cancer or stroke. Policy Craft Insurance helps ease financial burdens during recovery.

Disability Insurance

Protect your income with disability insurance. Receive financial support if an illness or injury prevents you from working.

Debt & Liability Settlement

Use life insurance to cover outstanding debts and loans, ensuring your family is financially secure and debt-free after your passing.

Flexible Withdrawal Options

Easily access RESP funds through Education Assistance Payments (EAPs) and capital withdrawals, ensuring your child has financial support for tuition and living costs.

Ambulance Services

Covers emergency medical transportation, including ground and air ambulance services, ensuring timely care for Super Visa visitors.

Estate Liquidity Planning

Make sure your family has quick access to funds for funeral costs, legal fees, and estate-related expenses with a well-structured life insurance plan.

RESP Transfer & Beneficiary Changes

Need to transfer RESP funds to another child? We provide seamless solutions for beneficiary changes and alternative fund uses.

Mortgage Life Insurance

Ensure your mortgage is paid off in case of death. Keep your family in their home with mortgage life insurance from Policy Craft Insurance.

Repatriation & Return of Remains

In case of unfortunate events, our Super Visa Insurance covers the costs of repatriation or funeral services for your loved ones.

Final Expense Insurance

Ease your family's financial burden with final expense insurance. Cover funeral and other end-of-life expenses with a simple, affordable plan.

Trust Funding

Use life insurance to fund family trusts and provide ongoing financial support for your beneficiaries without delays or legal hurdles.

Accidental Death & Dismemberment

Provides financial assistance in the event of accidental death or permanent disability, ensuring financial support for your family.

RESP Maximization Strategies

Our expert advisors help you maximize RESP benefits with strategic contributions, government incentives, and smart investment planning.

Income Replacement for Dependents

Ensure your loved ones maintain their quality of life with life insurance that provides income replacement and long-term financial stability.

Dental Emergency Coverage

Covers sudden dental injuries or emergency treatments, preventing unexpected dental expenses for Super Visa visitors.

Child Life Insurance

Provide lifelong financial security and guaranteed insurability for your child with child life insurance from Policy Craft Insurance.

Group Life Insurance

Offer life insurance coverage to employees and their families with group life insurance. Strengthen your benefits package with Policy Craft Insurance.

Equal Distribution of Assets

Use life insurance to distribute assets fairly among your heirs, ensuring peace and harmony in your family’s inheritance.

Trip Interruption & Cancellation

Reimbursement for non-refundable travel expenses due to medical emergencies, ensuring financial protection for unexpected trip disruptions.

Pre-Existing Condition Coverage

Get coverage for stable pre-existing conditions, ensuring Super Visa visitors receive the necessary medical care without financial stress.

Probate Cost Reduction

Reduce probate fees and legal delays by using life insurance to provide direct, tax-free benefits to your heirs.